Interest Rates

Buying a Home? Why the FHA Loan is No Longer the Low Down Payment Loan of Choice

July 27, 2013 • 4 comments

This the second article in a series discussing the ins and outs of the best mortgage loan products available for home buyers.  Last week, the USDA Rural Housing Loan was […]

by Michael Tarleton

Hot Dog Story – Do What You Do and Change for No One

March 23, 2009 • 4 comments

Okay, I know there is so much talk about all the awful things that people see happening in our world. Lucky for me I DO NOT  buy into that.  There […]

by Karen Smith

Historically Low Mortgage Rates Should Kick-Start Housing Market

December 22, 2008 • 0 comments

Through a series of rate cuts and capital market tinkering, the Federal Reserve has finally managed to push down long term mortgage rates to levels not seen in nearly forty […]

by Hunter Palmer

Fed Lowers a Half Point – I Have a Better Idea

November 6, 2008 • 3 comments

The Federal Reserve’s Open market Committee announced Wednesday it was lowering the federal funds rate to 1%, it’s lowest level since 2004. Yet mortgage rates rose on the news and […]

by Hunter Palmer

The Fed Leaves Key Interest Rate Unchanged

August 6, 2008 • 0 comments

Yesterday, at the Federal Reserve’s regularly scheduled meeting, it was decided to leave the key interest rate at 2%.  Economists had predicted a likelihood of the Fed raising the rate […]

by Jason Koertge

Fed Cut Interest Rates .25% Wednesday

May 1, 2008 • 0 comments

In what is likely to be the last rate cut – baring any more financial market blowups – in a while, The Fed cut the federal funds rate another quarter […]

by Jason Koertge

Have we hit bottom?

April 12, 2008 • 1 comment

Has the real estate market nationwide hit bottom?  I hear Realtors all the time say that business is picking up for them.  In addition, I was looking through the New […]

by Jason Koertge

The Fed acknowledges recession possible.

April 3, 2008 • 0 comments

Ben Bernanke, a student of the Great Depression, knows what a depression looks like and previously served on the panel that unofficially determines when a depression begins and ends. On […]

by Jason Koertge

Fed cut rates by .75%

March 19, 2008 • 0 comments

The Federal Reserve cut interest rates by .75% in their regularly scheduled meeting on Tuesday, March 18, 2008. Stating that the economic outlook is not good, the Fed indicated that […]

by Jason Koertge

Jobs slashed, will the Fed cut rates again?

March 10, 2008 • 0 comments

As if January wasn’t bad enough with 22,000 job cuts, the February report showed job cuts of 63,000 marking two months in a row in declines. Most of the big […]

by Jason Koertge